AI-Powered Debt Recovery for Lumber & Building Materials Distributors
Contractors and developers owe your company money. Stop waiting. Our AI-powered platform combined with attorney expertise recovers what you're owed—fast, efficiently, and on contingency.
Submit Your Claim Today Learn How We Recover ClaimsWhether you supply framing lumber, engineered products, millwork, decking, structural steel, or insulation materials, your customers owe you. We recover those invoices.
Framing lumber, engineered wood products, hardwood, and wholesale bulk orders to contractors and builders. Net-30 and net-60 terms create cash flow delays when payments fail.
OSB, MDF, particleboard, and specialty panels for construction projects. Commodity pricing volatility plus contractor disputes = unpaid invoices.
Custom doors, windows, moulding, baseboards, and architectural millwork. High-value orders often trigger payment holds and retainage disputes.
Composite decking, fencing, pergola materials, and landscaping products. Seasonal demand creates cash flow gaps when invoices go unpaid.
Mixed-material construction projects demanding steel beams, joists, and metal components. Large invoices and insolvencies create significant recovery challenges.
Fiberglass batts, spray foam, cellulose, gypsum board, and drywall products. Mass delivery orders to residential and commercial projects frequently go unpaid.
Material suppliers face unique challenges that traditional debt collectors struggle with. Here's what we handle every day.
Contractors demand 30, 60, or 90-day payment terms on $50K+ material orders. When they don't pay, your cash flow suffocates.
Builders go insolvent mid-construction. Your materials are on-site, but the contractor has disappeared with your money.
You quoted lumber at $X/unit six months ago. Commodity prices spiked. Contractors now claim they shouldn't pay full price.
General contractors hold retainage or dispute material grades to avoid paying you, even though your materials are installed and performing.
Spring and summer bring big orders. Winter brings unpaid invoices. Your cash flow doesn't recover before the next season hits.
Contractors claim your lumber didn't meet grade specs or your drywall has minor defects. They withhold payment pending inspection—indefinitely.
A $200K development project files Chapter 11. Your materials are secured by a lien, but navigating bankruptcy claims is complex and expensive.
Compare what you keep after legal fees with Legal Collects versus traditional debt collection or litigation.
Legal Collects savings: $9,000
You recover money faster. You keep more. No risk.
From claim submission to payment in your account, here's exactly how we recover your money.
Upload your invoices, delivery documents, and correspondence. Our AI system validates the claim and assesses recovery potential immediately.
Our attorneys draft and send a formal demand letter citing California mechanics lien law, payment bond rights, and UCC Article 2. 60-70% of cases resolve here.
If demand doesn't work, we file mechanics liens, stop payment notices, or pursue payment bonds and guarantors. No dead ends.
We deposit recovered funds in 1-3 business days. You pay our 15% contingency fee only on recovered amounts. No payment, no fee.
See how we recovered unpaid material supply invoices across lumber, engineered wood, framing, and decking projects.
No surprises. No hidden fees. 15% contingency only on recovered amounts.
| Claim Amount | Legal Collects (15%) | Traditional Collection (33%) | Litigation (40%+) | Your Savings (LC vs. Litigation) |
|---|---|---|---|---|
| $10,000 | $8,500 | $6,700 | $6,000 | +$2,500 |
| $25,000 | $21,250 | $16,750 | $15,000 | +$6,250 |
| $50,000 | $42,500 | $33,500 | $30,000 | +$12,500 |
| $100,000 | $85,000 | $67,000 | $60,000 | +$25,000 |
All fees are contingency-based. You pay nothing unless we recover your money.
Material suppliers have powerful statutory rights in California. We leverage all of them.
Material suppliers can file a lien against the property where materials were delivered and used. This creates a first-priority claim against the real estate.
We ensure proper preliminary notice is served early, preserving your lien rights even if the project changes ownership or ownership records change.
We can issue stop payment notices to prevent disbursement of construction loan proceeds, forcing payment to material suppliers before general contractors.
Public works projects require payment bonds. Material suppliers can claim directly against the bond if the contractor fails to pay.
Under UCC Article 2, sellers of goods retain legal remedies including action for the price, reclamation, and security interests in delivered materials.
For construction contracts, we enforce prompt payment requirements and claim late fees, interest, and attorney fees in disputes.
Willful failure to pay material suppliers can be challenged as unfair business practices, supporting demand letters and settlement negotiations.
"We're a mid-sized lumber distributor with a $600K outstanding receivable from a contractor who disappeared. Traditional collectors said we had no path forward. Legal Collects filed a mechanics lien, and we recovered 92% within 10 weeks. The attorney-supervised approach made all the difference."
"Material disputes derailed our claim with another agency. Legal Collects' engineers verified our grade specs, documented everything, and negotiated with the contractor's counsel. Full recovery in 8 weeks. We used them again for two more cases."
"A $175K delivery to a commercial project. Developer went bankrupt. Everyone said we'd lose it all. Legal Collects navigated the bankruptcy proceedings, filed the correct claims, and recovered $171K. Professionals from start to finish."
We charge 15% of the amount recovered, and you pay it only when we recover your money. If we don't recover anything, you pay nothing. No upfront fees, no retainers, no monthly charges. Our success is entirely aligned with yours.
Most claims are resolved within 30–90 days through formal demand letters and lien threats. Complex cases involving bankruptcy, multiple properties, or litigation can take 4–12 months. We provide timeline estimates within days of claim assessment.
Yes. We file materials' claims in bankruptcy proceedings, pursue payment bonds, enforce mechanics liens against the property, and pursue personal guarantees. Bankruptcy doesn't end your recovery options—it just changes the strategy.
We have licensed engineers who review specifications, test reports, and delivery documentation. We often resolve quality disputes by demonstrating compliance through evidence. If the dispute is valid, we negotiate a partial settlement. If invalid, we pressure the contractor to pay full amount.
No. We handle mechanics liens, payment bond claims, stop payment notices, UCC Article 2 sales law claims, prompt payment act violations, and general commercial debt collection. We use the strategy best suited to your specific situation.
Invoices, delivery documents (signed delivery tickets, bills of lading), contracts or quotes, correspondence with the debtor, and payment records. Our AI system validates claims and will request additional documentation if needed.
We accept claims as small as $5,000. Claims under $25,000 may require a slightly higher contingency fee to account for fixed attorney costs. Contact us for a custom quote on smaller claims.
We specialize in California B2B debt recovery. We leverage California's powerful mechanics lien laws, payment bond rights, and UCC protections. We do not currently service other states.
We handle claims professionally and discreetly. Many contractors expect collection efforts and budget for them. The alternative—not pursuing payment—signals that non-payment is acceptable. Contractors respect suppliers who enforce payment terms.
Your invoices are due. Your cash flow is strained. We recover the money you're owed using California law, attorney expertise, and AI efficiency. 15% contingency. No risk. No upfront fees.
Submit Your Claim NowQuestions? Call us at 820-587-1544