Free Assessment Tool

Commercial AR Health Scorecard

Assess your accounts receivable quality, identify risk factors, and discover your recovery potential with our comprehensive diagnostic tool.

1
Company Profile
2
AR Metrics
3
AR Practices
4
Results

Step 1: Company Profile

Step 2: Accounts Receivable Metrics

Aging Breakdown: Enter the amount due in each aging bucket.

Step 3: Accounts Receivable Practices Assessment

Check the practices your company currently implements:

Step 4: Your Results

Loading your personalized scorecard...

Your AR Health Scorecard Results

0
Overall AR Health Score
Aging Analysis
0/30
DSO Performance
0/20
Bad Debt Risk
0/15
AR Practices
0/25

AR Aging Distribution

0%
0-30
0%
31-60
0%
61-90
0%
91-120
0%
120+

Total Outstanding: $0

DSO vs. Industry Benchmark

Your DSO
0
days
Industry Avg
0
Variance
+0

Risk Assessment Indicators

Aging Risk
Low
Default Risk
Low
Collection Risk
Low
Concentration
Low

Personalized Recommendations

Recovery Opportunity Analysis

Based on your scorecard, here's how your recovery potential compares:

Standard Approach

33%
$0
Internal recovery rate
Typical timeline: 6-12 months
Staff cost: $15K-30K annually

LegalCollects Partnership

15%
$0
Attorney-backed collections
Faster resolution: 30-90 days
Zero upfront cost

Note: LegalCollects charges a 15% contingency fee only on recovered amounts. You pay nothing if we don't recover.

Ready to Recover Your Receivables?

Let our team of California-licensed attorneys help you recover outstanding debts with a hassle-free, contingency-based approach.

📊 Invoice Aging Tracker

Understanding AR Health & Collections

Learn key metrics and best practices to optimize your accounts receivable management and reduce days sales outstanding.

Days Sales Outstanding (DSO)

DSO measures the average number of days it takes to collect payment after a sale. Lower DSO indicates faster collections and better cash flow. Industry benchmarks vary: staffing (20-30 days), construction (30-45 days), SaaS (35-50 days).

Formula: (Accounts Receivable / Annual Revenue) × 365

AR Aging Analysis

Categorizing receivables by how long they've been outstanding reveals collection challenges. Invoices over 120 days are 50% less likely to be collected. Regular aging reports help identify problem accounts early and trigger timely follow-up.

Read: AR Aging Best Practices

Bad Debt Impact

Bad debt write-offs significantly impact profitability. A 2% bad debt ratio means losing 2% of sales revenue. Implementing credit policies, automated reminders, and escalation procedures can reduce bad debt by 30-50%.

Industry average: 1-3% for most B2B sectors

AR Best Practices

Companies with strong AR practices typically achieve 30% better collection rates. Key practices include: invoicing within 48 hours, automated reminders, clear payment terms, regular aging reviews, and escalation protocols.

Explore our AR resources

Collections Agencies vs. Attorneys

Agencies typically work on contingency (15-50% fee) but lack legal authority. Attorneys can file suit and enforce judgments, critical for accounts over $5K. California law provides strong creditor protections under the FDCPA.

LegalCollects 15% contingency model

Cash Flow Impact

Extended payment terms strain cash flow and growth. A $1M company collecting in 60 days vs. 30 days requires an additional $50K in working capital. Optimizing DSO is one of the fastest ways to improve financial health.

Every 10-day improvement in DSO = significant cash flow boost

How We Help

LegalCollects.ai combines attorney expertise with technology to recover California B2B debts efficiently. Our 15% contingency model means you only pay when we recover. We handle staffing, construction, SaaS, professional services, manufacturing, healthcare, and restoration companies.

Submit Your First Claim