Terms of Service
Legal agreement governing the use of Legal Collects services
1. Acceptance of Terms
By accessing and using the LegalCollects.ai website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services. We reserve the right to modify these terms at any time. Your continued use of our services following the posting of modifications constitutes your acceptance of the revised terms.
2. Service Description
Legal Collects provides an AI-powered platform for commercial debt recovery. Our services include:
- Automated claims analysis and processing
- Debt collection portfolio management
- Legal compliance and document generation
- Case tracking and reporting
- Payment and settlement management
Our services are provided "as-is" and are subject to availability. We make no guarantees regarding outcomes or recovery amounts.
3. Eligibility Requirements
Legal Collects services are available only to business entities (B2B) in the United States. By using our services, you represent and warrant that:
- You are a duly organized business entity
- You have the authority to enter into this agreement
- You are not a consumer under the Fair Debt Collection Practices Act (FDCPA)
- Your use of our services complies with all applicable laws and regulations
- You will not use our services for unlawful debt collection practices
4. Contingency Fee Arrangement
Legal Collects operates on a contingency fee basis. Our fee structure is as follows:
Contingency Fee: 15% of recovered amounts
You pay Legal Collects only when we successfully recover funds on your behalf. The fee is 15% of the gross amount recovered. All other collection costs and legal expenses are your responsibility unless otherwise agreed in writing.
Fee arrangements may vary depending on case specifics, portfolio size, and other factors. Specific fee agreements will be outlined in writing before services commence.
5. Your Responsibilities
As a client, you are responsible for:
- Providing accurate and complete debt documentation
- Ensuring all claims are legally valid and compliant with applicable laws
- Maintaining confidential account access and login credentials
- Promptly updating account information and claim details
- Notifying us immediately of any errors or discrepancies
- Complying with all applicable laws, including FDCPA, FCRA, and state debt collection laws
- Assuming liability for any unlawful collection practices
6. Intellectual Property Rights
The Legal Collects platform, including all software, technology, content, and proprietary processes, is owned by Legal Collects or our licensors. You retain all rights to your data and claims information. However, you grant us a non-exclusive, royalty-free license to use your information solely to provide services under this agreement.
You may not:
- Reverse engineer or decompile our platform
- Copy or reproduce our software or content
- Rent, lease, or transfer rights to our platform
- Use our platform for competitive purposes
7. Limitation of Liability
IMPORTANT: To the fullest extent permitted by law, Legal Collects shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services, including but not limited to:
- Lost profits or revenue
- Lost business opportunities
- Data loss or corruption
- Business interruption
Our total liability for any claim arising from these terms or your use of our services shall not exceed the fees paid by you in the three months preceding the claim.
8. No Guarantee of Results
We make no representations or warranties regarding the outcomes of any claims submitted to our platform. Results vary based on numerous factors including:
- Debtor's financial condition and location
- Age and validity of the debt
- Applicable laws and regulations
- Debtor's willingness to settle
- Court decisions and legal proceedings
Past results do not guarantee or indicate future outcomes. You acknowledge that some claims may not result in recovery.
9. Dispute Resolution
Any disputes arising from these Terms of Service or your use of our services shall be governed by the laws of the State of California and resolved as follows:
Negotiation and Mediation:
Before initiating any legal action, the parties agree to attempt good-faith negotiation and, if necessary, non-binding mediation to resolve disputes.
Governing Law:
These Terms of Service are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.
Venue and Jurisdiction:
You agree that any legal action or proceeding shall be brought exclusively in the state or federal courts located in California, and you consent to the personal jurisdiction and venue of such courts.
Arbitration Clause:
For disputes that cannot be resolved through negotiation or mediation, you agree to binding arbitration in California before a single arbitrator, rather than in court. The arbitration shall be conducted according to the rules of the American Arbitration Association (AAA). Each party shall bear its own costs and expenses, including attorney fees, unless the arbitrator determines otherwise.
10. Confidentiality
Both parties agree to maintain the confidentiality of information exchanged under this agreement, except as required by law or court order. This includes client names, claim amounts, settlement terms, and any other sensitive information.
11. Termination
Either party may terminate this agreement with thirty (30) days written notice. Upon termination:
- Your access to the platform will be disabled
- All outstanding fees remain due
- Legal Collects may continue pursuing claims on active cases under contingency arrangement
- You remain entitled to any recovered funds, less applicable fees
12. Indemnification
You agree to indemnify, defend, and hold harmless Legal Collects and its officers, directors, employees, and agents from any claims, damages, or expenses (including attorney fees) arising from:
- Your violation of these Terms of Service
- Your use of our services in violation of applicable laws
- Claims that the debt information you provide is inaccurate or fraudulent
- Any unlawful collection practices conducted on your behalf
- Your infringement of intellectual property rights
13. Data Security and Compliance
Legal Collects implements industry-standard security measures to protect your data. However, we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials.
You agree to comply with all applicable laws and regulations, including but not limited to:
- Fair Debt Collection Practices Act (FDCPA)
- Fair Credit Reporting Act (FCRA)
- State debt collection licensing laws
- Consumer protection statutes
- California Consumer Privacy Act (CCPA)
14. Modifications to Services
We reserve the right to modify, suspend, or discontinue our services at any time, with or without notice. We are not liable for any damages resulting from modifications or discontinuation of services.
15. Entire Agreement
These Terms of Service, together with our Privacy Policy and any written agreements signed by both parties, constitute the entire agreement between you and Legal Collects regarding the use of our services and supersede all prior agreements and understandings.
16. Severability
If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
17. Contact Information
For questions about these Terms of Service, please contact us:
- Email: info@legalcollects.ai
- Phone: (820) 587-1544
- Hours: Monday - Friday, 9 AM - 5 PM EST
Legal Collects is operated by a licensed California attorney. All services are provided in compliance with applicable state and federal laws.